Vital Recovery Services Inc

Vital Recovery Services is one of two wholly owned subsidiaries of Atlanta based accounts receivable management outsourcing company Vital Solutions, Incorporated (VSI). According to the company website, the Vital Recovery Services arm of VSI is a “fully licensed, national third party collection agency performing bad debt recovery and skip tracing services.” Skip tracing is a process where people who have gone missing can be quickly found. Vital Solutions, Inc. was founded in 2002 by Chris Shuler and Chris Gugala who have combined experience in the debt recovery industry of over 40 years. They have 30 clients and post $3 billion in annual placements.

Through the years there have been complaints about the tactics of the company including harassing phone calls and threats of lawsuits, however, the company website states their number one goal is the quick and successful recovery of their clients receivables in as amicable an environment as possible.

Specialized Services

Vital Recovery Services will prepare a program to fit the needs of any client looking to recover bad debt, but they specialize Vitalflow in the following industries:

Automobile Financing
Credit Cards
Home Owners Associations
Government Municipalities
Vital Recovery Services has been an accredited member in good standing with the Better Business Bureau (BBB) since November, 2002. The BBB has given Vital Recovery Services a rating of A+, its highest ranking. Vital Recovery Services is also a member of the American Collectors Association, Electronic Payment Associate, and the Gwinnett Chamber of Commerce.

Consumer Complaints

Although Vital Recovery Services is accredited by the BBB, the bureau did process 133 complaints in the last 36 months against the debt collection company. According to the BBB website:

“When considering complaint information, please take into account the company’s size and volume of transactions and understand that the nature of complaints and a firm’s responses to them are often more important than the number of complaints. BBB processed a total of 133 complaints about this company (Vital Recovery Services) in the last 36 months, our standard reporting period. Of the total of 133 complaints closed in 36 months, 63 were closed in the last year”

Many customers have complained of constant and harassing telephone calls beginning early in the morning until 9pm at night. Others have complained of lawsuits threats. Of the 133 complaints the BBB received 108 were related to billing and collection issues.

Know Your Rights

Third party collection agencies such as Vital Recovery Services make it their business to do what they can to collect bad debt for their clients. The best strategy for the consumer is to know his rights. Become familiar with the Fair Debt Collection Practices Act when dealing with any collection agency.

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